Jumat, 30 Maret 2012

Happy Birthday Mom

ho ho ho here i am guys and now i wanna post my blog special to my lovely mom
hari senin kemarin tepatnya tanggal 26 maret my mom birthday
and i want to say "HAPPY BDAY MY LOVELY BEAUTIFUL MOM" :'3
So glad that I got to spend the day/weekend with you! You are a wonderful mom and have been a great caregiver for me and have become a great friend. I love you!
To My Mommy
Thanks for all you have done for me throughout the past 20 years and for what I know you will do for me in the future. You have always been a wonderful mom and I'm glad that we have become so close over the years.

May God bless you for what you are doing and help you along your journey, amin.
Really love you mom, I can't nothing without you, because you always help me, I wouldn't like it if you are not my side and teach me many things that I don't know.

LOVE YOU MOM

Kamis, 29 Maret 2012

Laporan Keuangan

Berikut ini adalah contoh laporan keuangan yang saya buat
Neraca Saldo
Laporan Laba/Rugi dan Laporan Perubahan Modal

Neraca

Jumat, 23 Maret 2012

Big Girls Big Dreams



i want to finish my study, fast. amin

i want to make my own money by working in office as a accountant.
but I'm an advertising student, i can't work cause i've full time to college
i would like to be an director or an account executive.

i wanna go to paris
i wanna go to mekkah

i want to make my own art and story book.
and publish it.

i want to re-learn english language.
or jerman.
maybe korea too.
i forgot how to count from one - ten in jerman.

it means that i need more spaces in my brain.

i want to buy a camera.
i want to take more photograph and make everybody smile

i want my final project to be succeeded and finished by the first week of April.
got an A+
and be the best project.
okay that's too much.
i want my final project to run smoothly.

i want to have more time.
more time to take photos.
more time to spend with my mom, my father, my bro
more time with my bf.
more time with my friends.
more and more and more time.
okay stop, that sounds desperate.

i know it's all can't be fact for me, but i keep try it god, and please help me to it's all
i really want it and need you to help me god
so please, i wish my all dream became a fact, amin ya rabb

Kamis, 22 Maret 2012

My Love Is You

I feel when you come back
I must try to survive and avoid
oh why did you bother coming again
when you can not possibly be there
I realize though beautiful shining star in the sky
I will not be able to reach the light
you're always in there with him
not changed, but my love you

i know you have with her
i'll still wait you dude, but i don't know how much long
i want you, but you have her
feel so hurt, but it's my fault
ok I will give up to her, and she won because she get you dude

Rabu, 21 Maret 2012

Complaint

God, sometimes i wanna give up :|
Klo kata allah swt ' allah membenci umatnya yang putus asa dan allah tidak akan memberi cobaan kepada umatnya yang begitu berat atau melampaui batas dari umat itu'
I know but, what should i do when i know something's bad for me but i still can't?
I wanna come back like a child, the first child
Always in spoiled, don't have many problems
Always cry, smile, and so happy everday
Sometimes i envy with child
Oh, i hate this situation, i'm disgusted with all
Yaaaa..this is what i feel now!! :|

Jumat, 16 Maret 2012

Analisis Laporan Keuangan

PERHITUNGAN RASIO KEUANGAN
Tanggal 31 Maret 2011 dan 2010
(Tidak diaudit)
NO POS – POS 2011 2010
I PERMODALAN
a. CAR dengan memperhitungkan risiko penyaluran dana 12,42% 10,52%
b. CAR dengan memperhitungkan risiko pasar 12,29% 10,48%
c. Aktiva Tetap Terhadap Modal 17,89% 23,57%
II AKTIVA PRODUKTIF
a.Aktiva Produkti Bermasalah 4,12% 5,78%
b. 1. NPF Gross 4,71% 6,59%
2. NPF Net 3,99% 5,83%
c. PPAP Terhadap Aktiva Produktif 1,60% 1,69%
d. Pemenuhan PPAP 103,86% 102,95%
III RENTABILITAS
a. ROA 1,38% 1,48%
b. ROE 21,93% 26,86%
c. NIM 4,88% 6,39%
d. BOPO 84,72% 87,58%
IV LIKUIDITAS
a. FDR 95,82% 99,47%
b. Quick Ratio 18,80% 25,25%
c. SIMA Terhadap DPK 0,00% 0,00%
d. Deposan Inti Terhadap DPK 30,52% 34,37%
V KEPATUHAN
1.a. Persentase Pelanggaran BMPK
1. Pihak Terkait 0,00% 0,00%
2. Pihak Tidak Terkait 0,00% 0,00%
b. Persentase Pelampauan BMPK
1. Pihak Terkait 0,00% 0,00%
2. Pihak Tidak Terkait 0,00% 0,00%
2. GWM Rupiah 5,21% 5,25%
3. PDN 8,43% 3,10%

Jumat, 09 Maret 2012

My Friends My Dream

Assalamualaikum
Hai guys kali ini aku mau kenalin teman-teman aku


ini picu aku sama teman aku dari kecil namanya festi ayu nurlina aku biasa panggil dia ayu, kita ini tetanggaan, dari kecil selalu main bareng bahkan dari TK sampai SMA kita 1 sekolah loh, gak kebayang udah kaya anak kembar aja :D

ini picu aku sama teman SMA aku namanya dian utami, dari awal sampai akhir SMA aku mainnya sama dia trus, sampai kuliah pun juga masih ya walaupun udah jarang ketemu tapi sempetin diri buat komunikasi aja sih :)

ini picu aku sama teman-teman SMP aku lagi kumpul bareng buat buka puasa bersama

ini picu aku sama teman-teman SMA aku, aku sekolah di SMAI PB. SOEDIRMAN 2, ini diambil waktu kita semua lagi foto buat buku album kenangan, mereka kompak banget loh, mulai dari jailin guru, buat guru nangis, ngumpuli point banyak, pokoknya banyak deh

yang ini picu aku sama teman-teman kuliah aku, ini diambil saat acara weddingnya susi teman kuliah juga, aku biasa maen bareng sama mereka

OK, thats all my friend klo gak ada mereka sepi loh dunia dan aku gak bisa apa-apa tanpa mereka, thanks guys :*